Knock these out together tonight. Jeremy + Kay + Eden.
Do these first. Deadlines or real money at stake.
This is where wealth gets built. Block time weekly or it won't happen.
Make these calls/emails first thing Monday morning.
Update every Sunday. These are the numbers that matter.
Non-mortgage debt
$20,563 / $0
Monthly surplus
$1,419
Emergency fund
~$1,000 / $22,365
Incoming (expected)
$8,700 (Nick invoice)
300 Tech pipeline
0 / 500 contacts
300 Tech clients
0 / 1-2 active
Subscriptions cut
$0 / $343/mo
All subscriptions canceledMar 22
ESPP canceled (+$1,500/mo)Mar 22
Nick invoiced & paid ($8.7K)Mar 31
300 Tech campaign liveMar 22
Kay's CC cleared ($4,437)May 2026
Student loans cleared ($5,500)Oct 2026
Jeremy's CC cleared ($10,626)Jul 2027
ALL debt = $0Jul 2027
3-month emergency fundJul 2028
Don't spend your time on things I can do. Just say the word.
Give me logins and I'll cancel subscriptions via Playwright: Cursor, Grammarly, LastPass, OpenAI, Audible, YouTube Premium, Spotify, Prime Video, YouTube TV, Wondershare dispute.
HubSpot (day job)Keep lights on
300 Tech outreach5-10 hrs/week
Property/tax/financial2-3 hrs/week
Products (RipScore, 300Sync)Spare time only
Sunday 8 PMBudget check-in with Kay
Monday AMFollow-ups (Jessica, Sebastian, etc.)
Mon-Fri evenings300 Tech outreach (1-2 hrs)
MonthlyFull financial plan review
48-hour Amazon rule: No app. Browser only. Wait 48 hours before any purchase.
Schwab account: $3,000 sandbox.
No new capital in. If it grows, great. If it drops below $1,500, close positions and stop. Do not add money. Do not count this as income in the financial plan. If the experiment fails, redirect the time to 300 Tech outreach.
No Robinhood trading. Permanent rule.
Artist's Trap check: If you're perfecting a feature instead of sending cold emails, stop. Ship, don't polish.